Home
About
Articles
Contact
Risk Profile Questionnaire
More

Use tab to navigate through the menu items.

419.616.0092

Investment Risk Profile Questionnaire

This questionnaire is intended to help us evaluate your investment goals, risk tolerance, and time horizon so we can better align your portfolio with your individual needs.

Your responses will be used as one component of our portfolio-design and advisory process. Please note that investment decisions are made based on a comprehensive review of your financial situation, not solely on the results of this questionnaire.

We will only use your email address to send your risk questionnaire results. You may also choose to receive our newsletter or request a follow-up conversation with an advisor.

First name

Last name

Are you a current Firelands Wealth Management Client?

Yes

Would you like to receive our newsletter?

Yes, please send me the Quarterly Newsletter

No, I do not wish to receive the Quarterly Newsletter

Would you like an advisor to reach out to you about your risk score?

Yes, I would like to schedule a call with an advisor

No, I do not wish to be contacted by an advisor

Time Horizon & Use of Funds

When do you expect to begin withdrawing a meaningful portion of this portfolio? *

Less than 3 years

3-5 years

6-10 years

11-20 years

More than 20 years

How important is this portfolio to funding essential lifestyle expenses? *

Must fund essential expenses

Mostly essential

Mix of essential and discretionary

Mostly discretionary

Fully discretionary / legacy-oriented

If markets are down, how much flexibility do you have with taking money from your investments? *

I must take withdrawals as scheduled, regardless of market conditions

I could make very small adjustments, but mostly need withdrawals on schedule

I could reduce or delay withdrawals for a short period of time

I could delay withdrawals for an extended period if needed

I do not expect to need withdrawals and could delay indefinitely

Financial Capacity

What percentage of your total net worth does this portfolio represent? *

Over 75%

50–75%

25–50%

10–25%

Less than 10%

How stable are your income sources? *

Unstable or uncertain

Somewhat unstable

Moderately stable

Very Stable

Fully predictable

How much cash or low-risk assets do you have outside this portfolio? *

< 3 months

3–6 months

6-12 months

1–3 years

> 3 years

Behavioral Risk Tolerance

If your portfolio declined 20% in a year, what would you most likely do? *

Sell to prevent further losses

Reduce risk substantially

Stay invested, but concerned

Stay invested comfortably

Invest more

Which statement best reflects your feelings about volatility? *

Very anxious

Strongly dislike

Can tolerate

Expect and accept

See as opportunity

Which outcome concerns you more? *

Short-term losses

Slight underperformance

Missing some upside

Underperforming peers

Not maximizing long-term returns

Personal Financial Experience

How long have you been investing in stock markets? *

Little or none

< 5 years

5–10 years

10–20 years

> 20 years

Have you experienced a major market downturn while invested? *

Yes, and I exited

Yes, struggled emotionally

Yes, stayed invested

Yes, added funds

Heading 1

Securities offered through Charles Schwab & Co., Inc (Schwab), member FINRA/SIPC. Investment advisory services offered through Firelands Wealth Management LLC (FWM), an affiliate of Firelands Federal Credit Union (FFCU). FWM & Schwab are not affiliated. Firelands Wealth Management LLC is an Ohio Limited Liability Company and Registered Investment Advisor (RIA), registered with the State of Ohio.

Investing involves risk. Brokerage products are not FDIC-Insured and may lose value. Any claims of past performance do not guarantee future returns.

Our firm’s Form ADV, which provides detailed information about FWM’s business practices, fees, conflicts of interest, and disciplinary information, is available upon request.

Neither the Securities and Exchange Commission (SEC) nor the State of Ohio has approved or disapproved of the advisor’s services, or any securities offered, nor have these authorities passed upon the accuracy or adequacy of these disclosures.

You can view our Privacy Policy HERE.