When different investments may share more of the same risk than you think If you follow the financial news, you've probably encountered some version of the same question lately: Are we in an AI bubble? Earlier this year, in our 1Q26 Newsletter, we took a closer look at the extraordinary investment boom surrounding artificial intelligence and the questions it raises for investors. At the time, our conclusion was intentionally measured. Artificial intelligence is very real, its

Medicare can feel like an alphabet soup of Parts A, B and D, Medicare Advantage plans, Medicare Supplements, enrollment periods and prescription drug formularies. But for retirees and those approaching retirement, Medicare is more than simply a health insurance decision. It can also be an important part of your overall financial plan. That’s why I’m excited to be joining Firelands Wealth Management as their Medicare Specialist. I’ll be working alongside the FWM advisory team

Why Equal Is Not Always Equal After Taxes As we begin the second quarter of 2026, we’ve been spending a great deal of time with clients discussing a concept that is often overlooked in traditional estate planning: taxes. More specifically, how taxes impact what beneficiaries actually receive after inheriting assets. Many estate plans are built around the concept of “equal” distributions. But, as we often explain to clients, equal on paper is not always equal after taxes. A be

As 2025 came to a close, it was obvious what would be the focus of the 1st quarter newsletter. It's the question on the mind of every stock market observer. But to answer this question (as best I can), requires a discussion of numerous factors. Whether or not AI stocks are in a bubble matters not just for tech investors, but for anyone with money in diversified stock portfolios. As such, I have dedicated this entire newsletter to this matter, with a few related tangents. Th

Social Security benefits are one of the most important pieces of the puzzle for financial planning. Not surprisingly, we get asked often...

Rate Cuts As we kick off the final quarter of 2025, the markets are focused on the Fed. Two weeks ago, the Federal Reserve announced a...

Trust is the biggest single issue when it comes to choosing a financial advisor. How they are paid, levels of professionalism,...